Main Street Launch

Main Street Launch’s mission is to create economic opportunity by empowering entrepreneurs. Through innovative partnerships we provide business owners with capital, education, and relationships that allow them to flourish. Our collaborative approach helps our clients create jobs and stimulates economic development in low-to-moderate income communities. Through our core services we help small businesses expand in size, increase their profits, and reach their goals.

About

Main Street Launch is a nonprofit Community Development Financial Institution (CDFI) that has been established since 1979. We provide mission oriented lending programs to California small businesses with a focus on underserved communities, startups, women, minority and veteran-owned businesses. 

Our loans go up to $350,000 with 10-year loan terms and no pre-payment penalty. The interest rate is based on Wall Street Journal Prime Rate + 2.75%. As an SBA-Preferred Lender, loans are designed for for-profit small businesses that can demonstrate the ability to repay the loan with current or future cash flow of the business. There is no minimum credit score requirement nor are borrowers expected to pledge their personal real estate as collateral (only business assets). When banks say “no” we find ways to say “yes”! 

Services Provided

Economic and Site Development

  • Environmental Compliance
  • Lease Review
  • Revitalization (Specialty)
  • Site Location Assistance
  • Economic Forecast (Specialty)

Buying or Selling a Business

  • Purchasing or Selling an Existing Business (Specialty)
  • Valuation
  • Employee Stock Ownership Plan (ESOP)
  • Buying or Selling a Franchise (Specialty)

Business Planning

  • Business Succession Planning (Specialty)
  • Diversification (Specialty)
  • Business Plan Consulting (Specialty)
  • Feasibility Studies (Specialty)
  • Forming a Business (Specialty)
  • Market Plan Development (Specialty)
  • Market Research (Specialty)

Financial Resources and Assistance

  • Budget, Financial Statement and Cash Flow Training (Specialty)
  • Loans (Specialty)
  • Debt Funding (Specialty)
  • Microloans

Import and Export Assistance

  • Financial Assistance for Exporting Activities (Specialty)
  • Networking/Exploring Exporting

Internship Programs and Student Services

  • Internship Program
  • Youth Entrepreneurship Education (Specialty)

Legal Services

  • Contract Review
  • Environmental Compliance
  • Lease Review

Marketing and Sales

  • Feasibility Studies
  • Market Plan Development and Training
  • Market Research

Mentoring

  • One-on-One Counseling (Specialty)

Networking and Associations

  • Demographically Based
  • Geographically Based
  • Industry Specific (Specialty)
  • International Trade (Specialty)
  • Small Business/General (Specialty)

Nonprofit and Social Enterprise

  • Technical Services (Specialty)

Space

  • Lease Review Assistance

Public Policy and Government Relations

  • African-American Business (Specialty)
  • City Business Issues
  • Hispanic Business (Specialty)
  • State Business Issues (Specialty)
  • LGBT Business Issues
  • Native-American Business (Specialty)
  • Small Business Policy (Specialty)
  • Women’s Business Issues (Specialty)

Regulatory Compliance

  • Environmental Compliance
  • Government Requirements
  • Insurance Requirements

Starting a Business

  • Business Research Resources
  • Feasibility Studies
  • Forming a Business
  • Registration, Licenses and Permits
  • Startup Business Counseling (Specialty)
  • Startup Classes

Technical Assistance

  • Virtual Consulting and Online Services
  • Bookkeeping/Accounting Software Training (Specialty)

Training

  • Bookkeeping/Accounting Software Training (Specialty)
  • Budget, Cash Flow and Financial Statements Training (Specialty)
  • Business Plan Training and Assistance (Specialty)
  • Marketing Plan Training (Specialty)
  • Startup Classes (Specialty)

Events and Community Building

  • Hackathon / Startup Week or Weekends (Specialty)
  • Pitch Events (Specialty)
  • Neighborhood Fairs and Festivals (Specialty)
  • Startup Drinks (Specialty)
Contact Information
Darius Mahajer
Address
7040 Avenida Encinas
STE 104
Carlsbad, CA 92011